If you are facing foreclosure and experiencing sleepless nights, call the Avondale bankruptcy attorney with McDonald Law Office. The attorney has helped thousands of people stop foreclosure. Through a court approved plan you can cure the default over a three to five year period. The Avondale bankruptcy lawyer has a clear understanding of the bankruptcy laws in Arizona and can explain how the filing of a chapter 13 bankruptcy can stop foreclosure and allow you to keep your home. We will review the chapter 13 bankruptcy timeline with you so that you understand everything you need to know about chapter 13.

Our Arizona Bankruptcy attorneys will discuss the Arizona foreclosure laws with you and explain how the home foreclosure process works. For example, in Arizona, the lender on a home loan secured by a Deed of Trust may hold a Trustee Sale of the home 91 days after recording a Notice of Sale with the County Recorders office and giving proper notice. The sale can be stopped by the filing of a bankruptcy.

If you call today, one of our knowledgeable Arizona bankruptcy lawyers can discuss with you the filing of a Chapter 13 bankruptcy to stop the sale. If you file a chapter 13, federal law requires the lender to accept payments through your chapter 13 plan to catch up any payments, late charges and other fees that you owe. By the time that you complete the plan your loan will be current.

If you would like to talk to one of our Avondale chapter 13 attorneys to see how a chapter 13 bankruptcy can help you keep your home, please call. We offer free consultations.