McDonald Law Offices has a Maricopa bankruptcy attorney that understands what payday loans can do to you. If you have pay day loans you probably already realize that they will eventually make it impossible to pay your monthly living expenses and other obligations. Our Maricopa chapter 7 bankruptcy lawyer has seen first hand that most people feel trapped and are worse off than before they took out the loan. If it seems to you that the payday loans never seem to get paid off, then a chapter 7 bankruptcy may be the right solution for you. If this is how the payday loans are making you feel, bankruptcy may be the only solution. We understand Arizona bankruptcy laws and know that the filing of a bankruptcy will stop payday loan lenders from collecting from you. Our Maricopa bankruptcy attorneys will obtain a discharge of the debt in the bankruptcy. You will never have to make a payment on the loan again.

When you talk to one of our Maricopa bankruptcy attorneys you will come away with a clear understanding of your options. You will understand how both chapter 7 and chapter 13 can be used to give you a fresh start.

When you file either a chapter 7 or chapter 13 bankruptcy you will be required to go through a very simple pre-bankruptcy credit counseling course before you can file. You can go through the program either online or over the phone. We will provide you with the contact information regarding the company that we recommend that you use. After the bankruptcy has been filed, you will be required to obtain a post bankruptcy certificate of education.

Please call today so we can discuss the bankruptcy timeline and begin the process of stopping the pay day loan lenders from taking any further action against you.